Get travel Insurance
Imagine this: You book a fabulous trip several months in advance. You're counting down the days, so excited for white sand beaches and fruity cocktails. Then, BOOM, life throws you a curveball. Your children become ill, or you get laid off from your job, a family emergency comes up, and now you must cancel your trip.
This type of situation happens more than you think! With trip cancellation insurance, you can recoup some costs if you must cancel for reasons specifically listed in your policy.
But what if you get cold feet about traveling for any reason? Maybe COVID surges, and you don't feel safe anymore. Or you split up with your partner who was supposed to go with you. Or you wake up and think, you know what, I'd rather save my money.
That's where "cancel for any reason" insurance comes in! This type of coverage means you can back out of a trip for any reason under the sun - even just a change of heart - and still get up to 50-80% of your trip expenses refunded. This coverage allows you to book something now and cancel later if plans change.
Travel Insurance is More Affordable Than You Think
Here’s what most people believe - travel insurance must be crazy expensive! That's what most folks think at first, before they investigate it. But it's pretty budget-friendly, especially when you consider the value.
Think about everything else you insure in daily life—your car, your home, your health. A trip is a considerable purchase, too. Do you want to protect that investment?
Purchasing travel insurance gives you peace of mind. Plus, it protects you from losing thousands of dollars if things go wrong. It's totally worth it!
Your Health Insurance Does Not Work Abroad
Do you have a trip to Europe planned? Headed down south to Mexico or Costa Rica? Cruising the Caribbean? Wherever you're going overseas, keep this in mind:
Your regular health insurance back home likely will NOT cover you when you travel internationally. You'll be 100% responsible for any medical bills if you get sick or injured.
Most people don't have thousands of dollars to cover getting airlifted off a mountain!
Buying travel medical insurance means you'll potentially be fully covered for any emergency medical treatment you need abroad.
Many policies also include emergency evacuation, so they'll fly you home or to the best hospital if things are dire. This is crucial protection when you're far from home.
You Get 24/7 Travel Assistance
When you buy trip insurance from a reputable company like Allianz, you get VIP treatment and support. Here is a link to get a quote:
Freak Accidents and Illnesses Happen
You're probably thinking, "I'll be safe on my trip; nothing bad will happen!" That's a great attitude. But crazy mishaps can strike anywhere, anytime, no matter how careful you are.
What if your excursion bus crashes? You slip and break your leg touring Vatican City? You get food poisoning… I've seen it all happen!
With travel insurance, freak accidents and illnesses won't cost you an arm and a leg. Policies cover emergency medical treatment, flight accidents, rental car collision damage, and more hazardous surprises.
Lost Luggage Can Ruin Your Whole Trip
Don't let lost luggage wreck your dream vacation! Nothing is more frustrating than landing at your destination only to find that the airline has lost your bag. Airlines lose luggage all the time, though.
With trip insurance, you can shop for vacation necessities instead of rocking the same underwear for a week. Most plans reimburse you for delayed baggage expenses, so you're not left high and dry.
Missed Connections are Painfully Common
Ugh, we've all been there. Your first flight gets delayed or canceled, causing you to miss your next connecting flight. Ruined plans, ruined trip!
With travel insurance, you'll be reimbursed for last-minute hotel bookings, meals, and new flights—whatever you need to get your trip back on track.
Cruisers can also have the costs of catching up with their ship at the next port covered. Don't let a missed flight sink your cruise!
Lost or Stolen Passports Are the Pits
Nothing can torpedo an international vacation faster than losing or having your passport stolen. It's every traveler's worst nightmare!
Keep that baby locked up tight in a money belt so it's harder to snatch. But if it does disappear, trip insurance may reimburs the cost of getting a replacement passport, PLUS any ticket changes.
You'll be back on the road exploring Machu Picchu or riding camels in Morocco. A lost passport is not a problem—it's just a slight detour!
Flight Delays and Cancellations Cost Big Bucks
You've been anticipating this vacation all year long. Then, bam—the airline starts canceling flight after flight, and your trip bites the dust. Infuriating!
Unfortunately, it happens with staffing shortages, freak weather, you name it. Trip insurance helps by covering costs you can't recover directly from the carrier—hotels, tours, and event tickets.
Don't get stuck footing the bill for a ruined vacation when the cancellations aren't your fault! Insurance has you covered.
